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Student Loans and Refinancing Options

Reach for your dreams. We’ll help you fund them.

Student Loan Refinancing

We’re pleased to offer our members competitive rates on private student loan refinancing. In partnership with LendKey, we provide accessible and low-cost borrowing options. It may be possible for you to lower your monthly student loan payment by refinancing your existing loans with California Credit Union.* 


To qualify, applicants must meet credit and underwriting criteria:

Determine full eligibility through the application process.


A cosigner can help you secure a lower interest rate and improve your chances of being approved for your private student loans or refinancing.

Look for a cosigner who has an established credit history and is a US citizen or permanent resident.

Our lending approach give more flexibility to your cosigner by releasing them from your loan after making 12 consecutive on-time full principal and interest payments.


Private Student Loan Refinancing FAQs

Questions and application assistance?

Contact LendKey’s customer support team
Phone: 888-549-9050
Hours: Monday to Friday 6:00am – 5:00pm PST

Plan & save with these LendKey tools.

Student Loan Calculator

Find out which refinancing option is right for you.



Search and access over $10 billion of scholarships 


Financial Education Center

Paying for College 101


Terms and Conditions

*View Private Student Loan Refinancing full terms and disclosures here.