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Please note, our La Mesa branch is currently closed and will reopen Friday, August 7. We apologize for the inconvenience. Alternatively you may visit our El Cajon or Kearny Mesa branches, or utilize digital or mobile banking, available 24/7.

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Home / Educators / School Employees / Educator Loans

Educator Loans & Lines

Loans for Educators & School Staff

No matter what your need is, we have the loan to get you there.

TYPE KEY FEATURES
.25% Mortgage
Loan Discount1
  • Receive a rate discount of .25%
  • Primary residential loan only
  • Discount is for purchases only
  • Contact a Loan Officer
0% APR Gear Up Loan2
  • Borrow $500 for uniforms required as a school district employee
  • 12-month term
  • $500 for Uniforms (for non-teachers, classified employees)
  • Apply now
0% APR Classroom Cash Loan2
  • Borrow $500 to purchase classroom supplies
  • Teachers only (certified employees)
  • Apply now
Prime Plus Line of Credit
  • A great resource for educators and administrators pursuing their next career step in the field of education
  • Revolving credit line up to $50,000
  • Low variable rate
  • Low monthly payments
  • No collateral required
  • Terms up to 120 months
  • May be used as an overdraft protection line of credit
  • Suitable for higher education expenses
  • Unlimited check writing privileges
  • Free account access via Digital Banking and 24-Hour Telephone Banking
  • Can be used for any lawful purpose
  • Apply now | View rates

1School classified and certified employees eligible, proof of employment with a qualified California school required. Requires $1,000+ monthly direct deposit into a CCU checking or savings account. Applies to primary residence purchase real estate loans only. Offer not available for refinance loans.

2 Existing CCU membership with direct deposit to an active CCU account required. Maximum term 15 months with Debt Protection, otherwise maximum 12 months. Estimated 12 monthly payments per $500 borrowed is $41.67.

All loans subject to approval. Rates, terms, and conditions are subject to change.

Federally Insured by NCUA, Equal Housing Lender
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