12-Month
Share Certificates
at 4.15% APY*

Federally Insured by NCUA.
*APY = Annual Percentage Yield. APY is accurate as of 12/20/22. $1,000 minimum balance required to earn dividends. Penalty for early withdrawal; rate subject to change at maturity.

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Financial confidence for today, tomorrow and the future.

Bank, borrow or invest with us

Become a Member Existing Members

How can we help you today?

Being a member means being part of a community.

95% Member-Service Rating

Expert Financial Services

People Helping People

Financial Tools

Our members come first

We strive to exceed the needs of our members through our personalized touch and the products & services we provide.

About Us

Expert financial services with local California roots

We are committed to providing reliable, rewarding and convenient financial partnership to California residents, businesses and educators.

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Giving back

Serving our communities is at the heart of who we are.

Our Involvement

We’re here to help support your dreams

We were born out of a need to provide reliable, rewarding and convenient financial services to teachers and others in the education community.

Increase Your Financial Literacy

Personal Checking

Manage your daily finances with ease and confidence.

Home Loans

Find the mortgage lending situation that meets your needs.

Auto Loans

Take advantage of our competitive auto rates and loan calculators.

Home Equity Line of Credit

Enjoy the things that really matter with the equity that you’ve built into your home.

Share Certificates

Certificates are a dependable way to save your money. With different types of share certificates & investment lengths, you save on your terms.

Business Checking

Convenient options for any size business

Business Savings

Enjoy low balance requirements and higher-than-bank dividends

Business Borrowing

Reach your business goals with flexible loan options.

Commercial Real Estate Loans

Whether it's for business or investment, we offer fast turn-around on financing.

Educator Checking

Easy and personalized money management, with the flexibility you want and the benefits you deserve.

Educator Summer Savings

Manage your savings for guaranteed summer income with our savings program designed exclusively for educators and school staff.

Educator Loans

Funding innovation, education and school facilities.

Borrowing for Schools and Educators

The funds you need for the projects that matter most.

Stories from our members

I’ve been with North Island Credit Union since I was a kid. My mom opened up my first account there, and I’ll be with them for life.

Kyle, San Diego

Member since 1996

California Credit Union has been an incredible partner. Not only did they guide us through a successful PPP application, they sponsored the purchase of IT equipment so our staff could operate virtually. Because of this incredible partnership, The L.A. Trust was able to maintain operations and keep our student programs running.

The Los Angeles Trust for Children’s Health

Business Member since 2011

California Credit Union is an organization that is there for its members on a regular basis. You can depend on associates and the one-on-one relationships. Employees will think of you because they truly know you.

Fortunato, Los Angeles

Member since 1995

With the PPP loan, we’ve been able to retain all our staff and move forward, planning with a sense of hope and security. North Island Credit Union has been our financial partner for over 20 years, and they really stepped up with understanding and guidance during the pandemic and with the PPP loan.

Copy Link in Chula Vista, CA

Business Member since 1995