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Become a Member

We’re committed to serving Californians with exceptional banking service, in branch and online. As a member, our credit union earnings are paid back to you in the form of low rates, dividends, community perks and exclusive discounts on products and services.

To become a member, you must:

  • Live in California and be a current or retired educator, school employee, alumni association member or PTA member
    OR
  • Live or work in San Diego, Riverside or Orange County, CA
    OR
  • Have an immediate family or household member who is a California Credit Union member

Frequently asked questions

Credit unions are financial institutions, just like banks, that offer a range of products and services to help you reach your financial goals. In addition, credit unions are nonprofits that are owned by you, the member, instead of being owned by shareholders. This means, that as a member, you get a say in the decisions the credit union makes.

To become a member, you must:

  • Live in California and be a current or retired educator, school employee, alumni association member or PTA member
    OR
  • Live or work in San Diego, Riverside or Orange County, CA
    OR
  • Have an immediate family or household member who is a California Credit Union member

To become a business member:

  • One of the account signers must live in California and be a current or retired educator, school employee, alumni association member or PTA member
    OR
  • Your business must be headquartered in San Diego, Riverside or Orange County, CA

We are one combined credit union, serving Californians since 1933. In Los Angeles and Orange County, we are known as California Credit Union. In San Diego and Riverside County, we are known as North Island Credit Union, a division of California Credit Union. Same great people, same great service.

As a member, you will have access to 25 branch locations across Southern California. Plus, you will be able to utilize 30,000+ surcharge-free ATMs through the nationwide CO-OP® network.

Have more questions?

Chat with us online or stop by a local branch to talk with one of our experts.