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California Credit Union

Los Angeles & Orange County

North Island Credit Union

San Diego

California Credit Union and North Island Credit Union

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Personal Lending & Borrowing

Flexible borrowing options to build the future you’ve always dreamed of.

Apply for a Loan

To become a member, you must:

  • Live, work, worship, attend school or have a business in Los Angeles, Orange, Riverside, San Diego, San Bernardino or Ventura Counties in California
    OR
  • Be affiliated with a California school as a current/retired employee, PTA member or member of an employee organization OR be an alumni association member of a CA college or university
    OR
  • Have an immediate family/spouse/partner who is a California Credit Union member

Financial support for wherever life takes you.

Did you know?

You may be able to lower your monthly student loan payment by refinancing. Learn More

No auto loan payments for 90 days (upon qualification)1

Your dream car is within reach.

Get Started

Friendly & knowledgeable mortgage loan officers

We’re here to help, if you need it.

Let’s Talk

Low rate, interest-only home equity lines of credit

Focus on the important things with the equity you’ve built into your home.

View Rates

Credit counseling through GreenPath Financial Wellness

Build up your credit score for more borrowing power.

Learn How

Explore Personal Borrowing Accounts:

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Auto Loans

Take advantage of our competitive auto rates and loan calculators.

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Home Loans

Find the mortgage lending situation that meets your needs.

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Personal Loans

Personal loan options when you need them most.

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Home Equity Line of Credit

Enjoy the things that really matter with the equity that you’ve built into your home.

Learn More

Student Loans

Consolidate your loans or lower your rate.

Learn More

Credit Cards

Earn cash back with every purchase.

Learn More

Frequently asked questions

Our Mortgage Loan Officers are here to help you find the mortgage that best meets your needs. Simply call our Real Estate Loan Center at (877) 228-4873 to learn more or apply online.

Yes, a personal loan can help cover you when you need it, with a loan or line of credit. Whether you’re looking to consolidate higher interest rate debt, make a purchase or take a vacation, we offer plenty of borrowing options. View Options

Yes, we offer competitive rates on private student loan refinancing in partnership with LendKey. Find Out More

Yes, take advantage of our competitive auto rates when you purchase a new or used vehicle, or refinance your existing auto loan from another lender to lower your payments. Get Started

Yes! In partnership with GreenPath Financial Wellness, members have access to comprehensive financial counseling, financial education and money management tools. Learn More

Have more questions?

Chat with us online or stop by a local branch to talk with one of our experts.

We’re here to take your financial confidence to the next level.

Dive into our Learn Center to explore various financial topics or to learn a little more about our practices.

Visit Learn Center

All loans subject to credit approval.

(*) 1 Interest will accrue from contract date.