Business Credit Cards
Our Business Credit Cards make business purchases a breeze.
- No annual fee
- Unsurpassed acceptance with Visa
- Includes Visa’s Zero Liability fraud policy, plus chip-enabled for added security
Carry a credit card designed for your business.
Our Visa® Business Credit Card is a smart way for businesses to streamline their day-to-day purchases. This flexible card is a convenient way to handle vendor payments, employee travel expenses, in-store and online purchases, lunches with clients and more, without having to manage checks, petty cash or reimbursements. Cardholders enjoy the convenience of Visa’s unsurpassed acceptance, while businesses benefit from the cash flow advantages that come with being able to make purchases when they are needed and paying for them later – after the statement arrives. Plus, built-in card controls and online reporting allow businesses to control, track and reconcile purchases more easily than they could with checks or cash.
- No annual fee
- Account owners may designate authorized cardholders and establish usage limits
- Digital management tools to set up recurring payments, complete transfers and simplify reporting
- Tap to Pay where you see the Contactless Symbol at many of your favorite stores
- Visa’s zero liability protection
- 24/7 account access through Digital Banking
- Paperless statement option
- Choice of Business Platinum or Business Rewards available
To apply, please contact our Business Banking Department at (800) 293-6494 or you may visit any one of our branches across Southern California.
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Dive into our Learn Center to explore various financial topics or to learn a little more about our practices.
Terms and Conditions
Programs (including but not limited to fees, rates, terms, conditions and features) are subject to change without notice. All credit cards subject to credit approval.
Offers subject to change. The APR (APR=Annual Percentage Rate) may increase or decrease on the first day of each monthly billing cycle (the “Adjustment Date”) during the term of this Agreement. Any such change will be based on an increase or decrease of the most recent “Prime Rate” as published by the Wall Street Journal and available as of the 15th of the calendar month prior to the Adjustment Date (herein “Index”). If more than one rate is listed under the heading “Prime Rate” in the Wall Street Journal, we shall use the lowest rate for purposes of calculating the Index. In the event that the Wall Street Journal ceases publishing the “Prime Rate”, changes in the APR will be related to a comparable Index. As of October 19, 2021, the rate would have been 8.25%-15.25% APR for the Platinum card and 9.25%-16.25% APR for the Rewards card. The annual credit rate received is based on your credit worthiness. No annual fee. There is a cash advance fee of 3% or $10, whichever is greater, and a Foreign Transaction fee of 1%.
View our complete Business Account Agreement & Disclosure.