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Personal Loans

We’re here to help when you need it. 

  • Personal Loan rates as low as 7.99% APR1

Which Personal Loan option is for you?

A personal loan can help cover you when you need it, with either a loan or line of credit. Whether you're looking to consolidate higher interest rate debt, make a purchase or take a vacation, we offer plenty of borrowing options.

Personal Loan- Rates as low as 7.99% APR1
- Low monthly payments FIXED for the life of the loan
- Installment loans with fixed payments
- Financing up to $50,000
- No collateral required
- Terms up to 120 months
Share Secured Loan2- Allows you to borrow against your Share Savings Account and continue earning dividends
- 12-60 month term
- Financing up to 100% of account balance with verified available funds
- Ultra-low rates
- A great way to build/re-establish credit
Prime Plus Line of Credit- Revolving credit line up to $50,000
- Low variable rate
- Low monthly payments
- No collateral required
- May be used as an overdraft protection line of credit
- Suitable for higher education expenses
- Unlimited check writing privileges
- Can be used for any lawful purpose
Certificate Secured Loan3- Financing up to 100% of the available certificate account balance with verified available funds
- Avoid early withdrawal penalties on certificates

Terms and Conditions

1APR is Annual Percentage Rate. A sample payment at 7.99% APR for 24 months per $1,000 borrowed with 45 days to first payment: 23 monthly payments of $45.37 and a final payment of $45.19. Your overall creditworthiness will determine the rate, term, and amount available to you. All loans are subject to credit approval.

2As of May 19, 2021, a sample payment based at 4.05% APR for 36 months per $1,000 borrowed with 45 days to first payment: 35 monthly payments of $147.99 and a final payment of $147.75. Regular Share accounts may be used as collateral.

3As of May 19, 2021, a sample payment based at 4.00% APR for 36 months per $1,000 borrowed with 45 days to first payment: 35 monthly payments of $147.87 and a final payment of $147.80. Regular Certificate accounts may be used as collateral.

All loans subject to approval. Rates, terms, and conditions are subject to change.

Fees and charges may apply.