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Business Savings

Invest in your future. Our Business Savings Account is designed to make saving easy for small businesses, while earning a competitive rate of return on liquid cash reserves. With its low balance requirement, convenient features and an interest rate that is higher than most banks, our Business Savings Account is a smart choice for growing businesses with relatively small cash reserves.

  • Higher-than-bank dividends 
  • Visa® Business Debit Card 
  • Funds federally insured up to $250,000

Which Savings Account is right for your business?

Account Type

Good For

growing businesses with relatively small cash reserves

businesses that keep higher account balances and want to earn more with their cash reserves

Opening Deposit

$200

$2,500

Min. Dividends Balance

$100

$2,500

Mo. Maintenance Fee

$2.50
waived with an average daily balance of $100 or more

$10
waived with an average daily balance of $2,500 or more

Overdraft Fee

$4 per instance

$4 per instance

Visa® Business Debit Card

when linked to Business Checking1
when linked to Business Checking1

ATM

surcharge-free thru nationwide CO-OP® network
surcharge-free thru nationwide CO-OP® network

Digital Banking


Opening a Business Account

Please review the and our helpful resources to get started. To open an account or to schedule an appointment, please contact our Business Banking Department at (800) 293-6494 or you may visit any one of our branches across Southern California. 

Important Notice About Procedures for Opening an Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies all business entities and each person who is an authorized signer on an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


Tools & Resources to help make your day-to-day more manageable.

Business Digital Banking 

Access all of your financial tools for your business wherever you are, 24/7.  

Get Started

Business Checking 

Convenient options for any size business.

Explore

Business Certificates 

High dividend rates and guaranteed returns to set you up for success. 

Learn More


Terms and Conditions

1No more than six non-branch transfers, withdrawals, or electronic debits per calendar month from your Business Savings or Business Money Market Accounts. Refer to our Business Account Agreement & Disclosure for full details.

2All ATMs in the CO-OP network are fee-free to our members. CO-OP is a nationwide network of over 30,000 surcharge-free ATMs owned by credit unions as well as participating 7-Eleven® store ATMs.

Programs (including but not limited to fees, rates, and features) are subject to change without notice. After the account is opened, the dividend rate and APY may change. Fees may reduce earnings.