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School Business Loans

School Business Lending

As someone involved in education, you know that good schools require serious investments of time and money. You've given your time, and we have the school loans you need to help reach your goals. As your financial partner, we've created ways to make managing cash flow, purchasing books, computers or even a facility easier than ever - all with professional service, fast approvals, and excellent rates and fees.

School Business Rewards Visa®

  • With our generous rewards program, you'll earn one point for every $1 spent plus a special offer for your first purchase
  • No personal guarantee required
  • Low-interest rates
  • Flexible credit lines

With the rewards you earn with each purchase, you can select the reward of your choice - gifts, gift cards, supplies, and more - and then give these to your school of choice. The more you use your School Business Rewards Visa, the more it will benefit the students at your school of choice.

Facilities Financing

  • Up to $10,000,000
  • Minimum 10% down payment
  • Fixed Rate (available up to 7 years)
  • Expedited processing times
  • Tenant improvement/build-out for long term leased facilities

Lines of Credit

Lines of credit can be used as short-term financing to cover seasonal income fluctuations, to allow you to take advantage of discount purchasing, or to handle unexpected expenses.

  • Ideal for recurring or seasonal cash flow needs
  • Both secured and unsecured options available
  • You pay interest on the outstanding principal balance each month
  • Fast, easy access to funds via Digital Banking, telephone, or branch transfer
  • Use as overdraft protection for business checking
  • Lines range up to $2.5 million
  • Borrower must maintain their primary business deposit relationship with the credit union

Term Loans

For major purchases or expenses, we offer financing options that deliver long-term capital at great fixed rates and flexible terms to help minimize the impact on your monthly budget. This is a perfect choice for financing investments in technology and other major initiatives. You can even refinance higher interest loans from other financial institutions to lower your rate and monthly payments.

  • New purchase money for equipment
  • Fast turnaround by local decision makers
  • Unsecured options available
  • Fixed and variable rates available
  • Flexible terms for repayment depending on collateral
  • Convenient automatic deduction of payments from your business checking account

Business Vehicle Loans

  • Finance the purchase of a new, used, or executive auto, van, truck, or entire fleet of vehicles - at competitive fixed rates
  • Low rates and flexible terms
  • Quick decisions and funding
  • Borrower must maintain their primary business deposit relationship with the credit union

Overdraft Protection

We know that in a school environment, budgets can be tight and days can be hectic - and sometimes that means you can't stop to transfer funds from account to account. But with our Overdraft Protection service, you'll never have to worry about overdraft surprises because our Overdraft Protection line of credit has you covered.

Application Is Easy

We offer a variety of school business loans to make financing your school's endeavors fast, convenient and affordable. To apply for any of our financing options, simply complete the appropriate application and collect the required information listed on each form. Contact our Business Banking Department at (800) 293-6494 to schedule an appointment. You may also visit any branch or contact one of our Business Relationship Officers:

Greater Los Angeles Area

Greater San Diego & Riverside Areas

Meline Zograbyan
Email Meline

Gil Espino
Email Gil

Brendon Doyle
Email Brendon

Brandon Jensen
Email Brandon

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