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How To Prepare For Your Appointment

Our financial advisors, registered through CUSO Financial Services, L.P. (CFS)1, will walk you through a comprehensive, four-step approach to work toward reaching your goals.

1. Gather Records

Prior to your first appointment, you'll be asked to locate and bring the following items:

  • Most recent tax return
  • List of what you own and owe
  • List of your estimated monthly expenses
  • Most recent pay stub
  • Information regarding any employee benefits
  • Insurance policies or statements
  • Wills or trusts
  • Estimate of Social Security benefits
  • Any questions you may have

Although the list above appears intimidating, most of your effort will consist of pulling information from existing files.

2. Planning And Needs Assessment

With your financial records in hand, your CFS Financial Advisor can objectively:

  • Analyze your assets, liabilities, cash flow, and budget
  • Review your short and long term financial goals
  • Assess your needs regarding immediate income, educational expenses, retirement income, and special situations
  • Determine your investment risk tolerance and time horizons

3. Personal Roadmap

After careful study, your CFS Financial Advisor will produce and review with you a detailed, customized report with recommended strategies for asset allocation and insurance coverage - your personal roadmap toward financial confidence.

4. Ongoing Review & Reporting

You'll receive regular statements and yearly reports from your CFS Financial Advisor. When appropriate, strategies will be re-evaluated and changes in your personal roadmap suggested.

Contact a CFS Financial Advisor in your area for a no-obligation consultation.

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