6-Month Certificate - California Credit Union and North Island Credit Union

Make Your Deposit Count

3.75% APY*

6-Month Certificate

If you’re looking to earn more on your savings and want to avoid the risks of investment, our Share Certificate may be the savings solution for you. Your money stays exactly where you want it while earning the dividends you deserve.

Safe and secure short-term investment
6-month term
Higher dividend yields than savings accounts
$1,000¹ opening deposit and minimum balance to earn dividends
Manage your account via Digital Banking

This rate will be offered for a limited time only.

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Federally Insured by NCUA.

*APY=Annual Percentage Yield. APY is accurate as of July 7, 2026. APY is a variable rate and is subject to change at maturity.

¹$1,000 minimum balance required to earn dividends. Fees may reduce earnings on the account. Penalty for early withdrawal. This rate will be offered for a limited time only and is also valid on IRA and Business 6-month Share Certificates. A Share Account with $.01 Par Value is required to establish membership.

Share certificates and CDs are quite alike. Share certificates are offered by credit unions, which are not-for-profit financial institutions, while CDs are offered by banks. Both are low-risk accounts that provide a predictable return for your funds for a fixed term, independent of market fluctuations. Plus, they typically yield higher returns than other savings alternatives. Check out our certificate rates to take advantage of one of the safest ways to grow your savings.

6-Month Certificateat 3.75% APY*

Make Your Deposit Count

If you’re looking to earn more on your savings and want to avoid the risks of investment, our Share Certificate may be the savings solution for you. Your money stays exactly where you want it while earning the dividends you deserve.

6-Month Certificate
at 3.75% APY*