¹ Restrictions apply. $250 offer applies to NEW eChecking accounts for NEW members only. Minimum $25 required to open account. Requires enrollment in Digital Banking within 120 days of account opening. Must establish a recurring Direct Deposit with a minimum of $400 per month. Recurring Direct Deposit must be a Direct Deposit or Payroll Deposit. Direct Deposit must be established within 120 days of membership opening to qualify for bonus. Three (3) months of recurring Direct Deposits must be credited to the account before qualifying for the bonus. Requires enrollment in eStatements within 120 days of account opening. Account will default to Personal Checking without notice if eStatement enrollment is not completed. 0.05% APY is earned on balances of $10,000+ on Personal Checking. APY=Annual Percentage Yield and is accurate as of the last dividend declaration date. Dividends are not earned on balances $0.00 - $9,999.99. Rates are subject to change after account opening. The bonus will be added to the checking account the first week of the following month from the qualifying date and will be reported as income. Qualifying date includes the date you enrolled in Digital Banking, the date Direct Deposit was established to the account and received (3) months of recurring direct deposits and date you enrolled in eStatements. The bonus will be forfeited by the member if the account does not remain open for a minimum of 6 months. Limit one (1) bonus per member. The eChecking account does not accrue dividends. Account and membership are subject to approval. Programs and offers (including but not limited to fees, rates, and features) are subject to change without notice. Standard data & message rates may apply.

² All ATMs in the CO-OP and Allpoint networks are fee-free to members. CO-OP and Allpoint are worldwide networks of over 85,000 surcharge-free ATMs owned by credit unions, as well as participating retailers and 7-Eleven® store ATMs.

³ $2 monthly paper statement fee waived with eStatements, or direct deposit ($400+/mo. minimum into checking that receives the direct deposit), OR if under age 18 or 65+.

^{4 (*)} Click to view the full Zelle® terms and conditions.

* We will post your direct deposit to your account as soon as we receive it from the source or your employer. In most cases, we receive direct deposits one day before the scheduled effective date.

** 95% Member Satisfaction is calculated annually based on California Credit Union's member survey responses conducted by third-parties.

*** Voted Best Credit Union in San Diego by San Diego Magazine's 2023 Reader's Picks.