Home Rent vs. Buy Calculator

Choose the Right Path: Rent or Buy with Confidence

Deciding whether to rent or buy a home is a major financial decision—and it’s not always clear which option is best. Our Home Rent vs. Buy Calculator helps you make an informed choice by comparing the long-term costs of renting versus owning.

Just enter your expected rent, home price, down payment and other key details. The calculator will show you when buying may become more cost-effective than renting, with a clear side-by-side breakdown of total costs over time. Whether you're a first-time buyer or weighing your next move, this tool helps you align your housing decision with your financial goals.

Explore your Rent vs. Buy Options

With our Rent vs. Buy Calculator, you can weigh the trade-offs between buying and renting to make a decision that aligns with your financial goals and lifestyle. When you're ready to take the next step, California Credit Union is here to help—with competitive mortgage options, expert guidance and personalized support every step of the way.

California Credit Union cannot and does not guarantee the accuracy or the applicability to your individual circumstances. All examples are hypothetical and are for illustrative purposes. Calculator results are estimates based on information you provided and California Credit Union does not guarantee your ability to receive these terms. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.