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Earn up to 4.75% APY*

On a Premium Money Market Account with easy access to your funds. New money required to open. Excludes business accounts.

Start earning higher dividends with easy access to your funds. Our Premium Money Market Account is ideal for larger accounts and requires “new money” or a transfer of funds from a financial institution other than California Credit Union or North Island Credit Union.


These accounts pay variable dividend rates that may be adjusted at our discretion. Rates may change as often as daily without notice to you, including after account opening. There is no limitation on the amount the rate may change. The rates and yields in effect during the statement cycle will appear on your statement.

Balance Dividend Rate APY*
$0.00 – $99.99 0.05% 0.05%
$100.00 – $2,499.99 0.05% 0.05%
$2,500.00 – $9,999.99 0.55% 0.55%
$10,000.00 – $24,999.99 3.69% 3.75%
$25,000.00+ 4.65% 4.75%
*APY = Annual Percentage Yield

Opening Deposit Requirements

The minimum balance to open this account is $2,500.

Minimum Balance Requirements

You must maintain a minimum daily balance of $.01 in your account each day to obtain the disclosed Annual Percentage Yield. You must maintain a minimum daily balance of $2,500 in your account to avoid a service fee. If, on any day of the month, your account balance falls below the required minimum daily balance, your account will be subject to a service fee of $5 each month that your balance falls below $2,500. Fees may reduce earnings on the account.

* APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. Requires $2,500 opening deposit of new money and $0.01 minimum balance to earn dividends. Rate subject to change, and may change after account opening. Excludes business accounts.