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California Credit Union

Los Angeles & Orange County

North Island Credit Union

San Diego
California Credit Union and North Island Credit Union
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  • Home
  • High Yield Certificates

13-Month
High-Yield Certificates
at 5.25% APY*

Start Saving

Make Your Deposits Count

3.25 % APY*

3-Month Certificates

3.50 % APY*

6-Month Certificates

5.25 % APY*

13-Month Certificates

If you’re looking to make more money than the dividends that your standard savings account can provide, but want to avoid the risks of investment, our Share Certificate may be the savings solution for you. Your money stays exactly where you want it while earning the dividends you deserve.


SIDEBAR WILL BE SHOW HERE ON MOBILE

  • Safe and secure short-term investment
  • 3 month to 60 month terms
  • Higher dividend yields than savings accounts
  • $1,000 opening deposit and minimum balance to earn dividends
  • New money required to open 13-month certificate
  • Manage your account via Digital Banking


View All Rates

Federally Insured by NCUA.
*APY = Annual Percentage Yield. APY is accurate as of 11/1/23. $1,000 minimum balance required to earn dividends. Penalty for early withdrawal; rate subject to change at maturity. Fees may reduce earnings on the account.

Understanding Share Certificates vs CDs

Share certificates and CDs are quite alike. Share certificates are offered by credit unions, which are not-for-profit financial institutions, while CDs are offered by banks. Both are low-risk accounts that guarantee secure growth for your funds for a fixed term, independent of market fluctuations. Plus, they typically yield higher returns than other savings alternatives.

Check out our certificate rates to take advantage of one of the safest ways to grow your savings.