Business Savings Account
Invest in your future. Our Business Savings Account is designed to make saving easy for small businesses, while earning a competitive rate of return on liquid cash reserves. With its low balance requirement, convenient features and a dividend rate that is higher than most banks, our Business Savings Account is a smart choice for growing businesses with relatively small cash reserves.
- Higher-than-bank dividends
- Visa® Business Debit Card
- Funds federally insured up to $250,000
Which Savings Account is right for your business?
Account Type
Good For
growing businesses with relatively small cash reserves
businesses that keep higher account balances and want to earn more with their cash reserves
Opening Deposit
$200
$2,500
Min. Dividends Balance
$100
$2,500
Mo. Maintenance Fee
$2.50
waived with an average daily balance of $100 or more
$10
waived with an average daily balance of $2,500 or more
Overdraft Fee
no charge
no charge
Visa® Business Debit Card
ATM
Digital Banking
Opening a Business Account
Please review the and our helpful resources to get started. To open an account or to schedule an appointment, please contact our Business Banking Department at (800) 293-6494 or you may visit any one of our branches across Southern California.
Important Notice About Procedures for Opening an Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies all business entities and each person who is an authorized signer on an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Tools & Resources to help make your day-to-day more manageable.
Business Digital Banking
Access all of your financial tools for your business wherever you are, 24/7.
Business Certificates
High dividend rates and guaranteed returns to set you up for success.
We’re here to take your financial confidence to the next level.
Dive into our Learn Center to explore various financial topics or to learn a little more about our practices.
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Banking Basics
(Almost) Effortless Ways to Save
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Banking Basics
Get a Smart Start
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Calculators
Equipment Calculator
Terms and Conditions
1All ATMs in the CO-OP and Allpoint networks are fee-free to members. CO-OP and Allpoint are worldwide networks of over 85,000 surcharge-free ATMs owned by credit unions, as well as participating retailers and 7-Eleven® store ATMs.
Programs (including but not limited to fees, rates, and features) are subject to change without notice. After the account is opened, the dividend rate and APY may change. Fees may reduce earnings.
