Accept and Ride
- No payments for three (3) months2
- Easy, convenient auto pay
- Purchase a new or used vehicle, buy out your lease or refinance your loan from another lender3
- Offer expires October 31, 2026
Visit your local branch to get started or log into Digital Banking or the CCU Mobile App.
- Digital Banking > Apply for Auto Loan (top right navigation)
- Mobile App > More Tab > Apply for Auto Loan
You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling tollfree 1-888-5-OPTOUT. See PRESCREEN & OPT-OUT NOTICE INCLUDED BELOW for more information about prescreened offers.
PRESCREEN & OPT-OUT NOTICE:
This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria including providing acceptable property as collateral. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll-free, 1-888-567-8688; or write: Experian Target Marketing Services, P.O. Box 919, Allen TX 75013.
All loans subject to approval.
1APR = Annual Percentage Rate. 2 Interest will accrue from contract date. Your overall credit worthiness will determine the days to first payment, rate, term, and amount available to you. All loans are subject to credit approval. Payment Example for qualified buyers based at 4.65% APR for 36 months per $1,000 borrowed with 90 days to first payment: 35 monthly payments of $30.04 and one final payment of $30.03. The 36-month term at 4.65% APR is valid for qualified members of California Credit Union and North Island Credit Union August 1, 2026 - October 31, 2026, and is not available to refinance an existing California or North Island Credit Union loan. 3 2016 vehicle or newer. Maximum financing is up to 120% of the MSRP/Kelley Blue Book Value. Auto to serve as collateral. California Credit Union does not lend on Salvaged, Lemon Law Buy Bank and/or Gray Market Vehicles. Minimum loan amount is $5,000. Fees and charges may apply; rates and terms are subject to change. A Share Account with $.01 Par Value is required to establish membership. Some restrictions apply.
This prescreened offer will be honored, so long as you continue to meet our predetermined criteria used to select you for this offer and you meet our predetermined underwriting criteria for creditworthiness, including verification of income of assets and current obligations and the availability of acceptable collateral. If you accept this pre-approval offer and the credit union determines that you no longer meet the predetermined credit criteria, you understand that is this offer may be withdrawn.
