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Credit Card Debt Consolidation Calculator

Should I consolidate my credit cards?

Managing several credit cards often means dealing with different due dates, interest rates and minimum payments. Use our Credit Card Consolidation Calculator to see if combining your balances into a single payment can help simplify your finances and potentially lower your monthly payments. Just enter your current credit card balances and interest rates and we’ll show you how a consolidated loan compares.

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California Credit Union cannot and does not guarantee the accuracy or the applicability to your individual circumstances. All examples are hypothetical and are for illustrative purposes. Calculator results are estimates based on information you provided and California Credit Union does not guarantee your ability to receive these terms. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.