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Home / Personal / Accounts / Certificates

Prepare for Your Financial Future

Talk to our CFS financial advisors.

Certificates

Choose The Right Certificate For Your Needs

If you're looking to make more money than the dividends from your standard savings account can provide, but want to avoid the risks of investment, a share certificate may be the savings solution for you. A share certificate is a safe and secure short-term investment. It provides higher dividend yields for set periods of time from 3 months to 60 months. Your money stays exactly where you want it while earning the dividends you deserve.

Our credit union offers different types of certificates for your unique needs.

TYPE KEY FEATURES
 

 
Share Certificates
IRA Certificates
  • Ideal for members looking to save for longer-term goals
  • Guaranteed returns based on tiered balances and terms
  • 3-60 month terms available 
  • Dividend tiers at $1,000
  • View rates
     
Accelerator Certificate2
  • 25-month term
  • Request a rate increase if CCU's rate on this product goes up
  • One rate bump permitted per term 

Opening a Certificate Account

Whether you are a new or existing member, it's easy to apply. Open a certificate account online, or in-person by visiting one of our local branches. For more information, or to learn about our savings certificates, call us at (800) 334-8788.

Open an Account

Exploring Options for Potentially Higher Returns

Many members have chosen to put their money to work through personal investment opportunities. Learn more about the choices available from one of the financial advisors at our credit union, registered through CUSO Financial Services, L.P. (CFS).3   Learn more.

Terms & Conditions

1APY = Annual Percentage Yield.

2Minimum opening deposit of $10,000. Fees may reduce earnings. Penalty for early withdrawal.

3 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Early withdrawal penalties may apply. See Personal Account Agreement & Disclosure for Truth-In-Savings disclosure and early withdrawal penalties that may apply to Share/IRA/Saver certificates.

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