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Business Loans & Lines

A Full Range Of Financing Options To Help Grow Your Business

Whatever you envision for your business, we have the loans you need to help you reach your goals. Managing cash flow, purchasing supplies, computers or even new facilities has never been easier. As your partner, we consider it our privilege to help your business succeed, with exceptional professional service, fast approvals, and excellent rates and fees.

Lines Of Credit

Lines of credit can be used as short-term financing to cover seasonal income fluctuations, to allow you to take advantage of discount purchasing, or to handle unexpected expenses.

  • Ideal for recurring or seasonal cash flow needs
  • Both secured and unsecured options available
  • You pay interest on the outstanding principal balance each month
  • Fast, easy access to funds via Digital Banking, telephone, or branch transfer
  • Use as overdraft protection for business checking
  • Lines range from $500 to $5 million
  • Borrower must maintain their primary business deposit relationship withour credit union

Term Loans

For major purchases or expenses, we offer financing options that deliver long-term capital at great fixed rates and flexible terms to help minimize the impact on your monthly budget. This is a perfect choice for financing investments in technology and other major initiatives. You can even refinance higher interest loans from other financial institutions to lower your rate and monthly payments.

  • Commercial Real Estate Loans up to $15,000,000
  • New purchase money for equipment
  • Fast turn around by local decision makers
  • Unsecured options available
  • Fixed and variable rates available
  • Flexible terms for repayment depending on collateral
  • Convenient automatic deduction of payments from your business checking account

Business Vehicle Loans

Finance up to 100% of the purchase price of a new, used, or executive auto, van, truck, or entire fleet of vehicles—at competitive fixed rates.

  • Low rates and flexible terms
  • Quick decisions and funding
  • Borrower must maintain their primary business deposit relationship with our credit union

Application Is Easy

Our business loans make financing your business endeavors fast, convenient and affordable. To apply for any of our financing options, simply complete the appropriate application and collect the required information listed on each form. Then contact our Business Banking Department at (800) 293-6494 to schedule an appointment. You may also visit any branch or contact one of our Business Relationship Officers:

 

Greater Los Angeles Area

Greater San Diego & Riverside Areas

Meline Zograbyan
Email Meline

Gil Espino
Email Gil

Brendon Doyle
Email Brendon

Brandon Jensen
Email Brandon

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