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California and North Island Credit Union branches and Contact Center will be closed on Monday, May 27th in observance of Memorial Day. 

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Checking Accounts

Checking Accounts That Fit Your Needs

Our full-service checking accounts make day-to-day personal finances convenient and affordable. Manage your daily finances with a checking account that has multiple benefits, 24/7 access, and 30,000+ surcharge-free1 ATM locations.

Unsure which account is best for you? Get confident about your choice by learning more about Checking Accounts, how they work, and things to look out for when making your decision. Get started with the Checking Accounts Playlist.

  • No monthly statement fee with eStatements2, minimum deposit $25
  • Overdraft Protection available3
  • Mobile banking with mobile deposit and bill pay
  • Earn dividends, minimums apply4
  • Open an account | View rates
  • Fee-free—no monthly statement fees, minimum deposit $25
  • Overdraft Protection3
  • Debit card included
  • Open an account
  • For students age 13–25 years old
  • Fee-free—no printed statement fee
  • No minimum deposit or minimum balance
  • Debit card included
  • Open an account
HSA Checking + HSA Savings6
  • For people who have high-deductible health plans (HDHPs) who want to pay for and save for health expenses on a tax-free basis
  • $50 minimum opening deposit
  • Dividends paid with minimum $50 balance
  • Receive dividends each month as a reward for keeping money in your account
  • Easily transfer money into your account using Digital Banking
  • Open an account

Open a Checking Account

See our rates and terms for checking accounts

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