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California and North Island Credit Union branches and Contact Center will be closed on Monday, May 27th in observance of Memorial Day. 

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Interest-Only Home Equity Line Of Credit

Enjoy the things that really matter with the equity that you’ve built into your home.

Low interest-only payments during the 10 year draw period. After that, the minimum monthly payment will be fully amortized during the 20‐year repayment period.1

12 month fixed introductory rate as low as 2.99% APR2. After the introductory period, the rate may adjust quarterly by no more than 1 percentage point based on the WSJ Prime Rate plus a margin. The current APR that would apply ranges between 6.50% and 8.00% depending on the combined loan-to-value.

  • No upfront fees and no annual fees3
  • Borrow up to 100% combined loan-to-value
  • No minimum draw (advance) required at funding
  • 24 hour access: in person, online, by check or over the phone
  • The interest you pay may be tax deductible4

Download this PDF guide to learn more about What You Should Know About Home Equity Lines of Credit.

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