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Please note, our La Mesa branch is currently closed and will reopen Friday, August 7. We apologize for the inconvenience. Alternatively you may visit our El Cajon or Kearny Mesa branches, or utilize digital or mobile banking, available 24/7.

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Home Equity Lines of Credit Rates

Home Equity Lines of Credit Rates

Effective August 06, 2020

Loan Type Approximate Term APR1
Home Equity Line of Credit
80% or less combined-loan-to-value
10 year draw
Up to 20 year repayment
2.99% intro rate fixed for 12 months.
After that, the rate will be WSJ Prime + a margin. Currently 3.25% + 1% = 4.25%
100% Home Equity Line of Credit
80.01%-100% combined-loan-to-value
10 year draw
up to 20 year repayment
4.49% intro rate fixed for 12 months.
After that, the rate will be WSJ Prime + 2.5% margin. Currently 3.25% + 2.5% = 5.75%

What you should know about Home Equity Lines of Credit

There's Only One You.

Let's keep it that way.
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