Please update your browser.

We don’t support this browser version anymore. Using an updated version will help protect your accounts and provide a better experience.
Update your browser

AIzaSyDZJssZg8lo2A5Tz-joDYmjGyQPefPJYJw

Savings Accounts

Fill your piggy bank the smart way. Whether you want to put money away for a special purchase, be prepared for an unexpected expense or simply save for the future, choose from deposit products that vary in dividend rates, ease of access and balance levels.

  • A variety of accounts for a variety of needs
  • Special accounts for students and educators
  • Easily pairs with a Checking Account

Choose the Savings Account that's right for you

Account Type

Eligibility

birth thru age 25

ideal for larger accounts

Unique Features

  • make monthly payroll or direct deposits
  • withdrawals available at any time2
  • disbursed in July

traditional or Roth

  • earns higher dividends than a Share Savings Account
  • check writing privileges

Opening Deposit

$0.011

$0.01

$1,000

$2,500

Dividends Minimum Balance

$1001

$0.01

$100

$50

$0.01

Minimum Balance Fee

waived when balance remains at $100 during mo.

none

waived with min. daily balance of $2,500

Overdraft Protection

when linked to Personal Checking Account3
when linked to Personal Checking Account3

ATM

surcharge-free thru nationwide CO-OP® network
no fee for using non CO-OP® network2
surcharge-free thru nationwide CO-OP® network

Digital Banking

Automatic Savings Plan

Easily set up recurring transfers to savings from checking from the “Transfers” tab in Digital Banking and watch your savings grow automatically. You can schedule an automatic savings transfer for any amount and at any of the following frequencies:

Tools & Resources to help make your day-to-day more manageable.

Digital Banking 

Access all of your financial tools wherever you are, 24/7.

Enroll

Checking Accounts

Manage your daily finances with ease and confidence.

Explore

ATMs

Enjoy surcharge-free access nationwide through our CO-OP® network of more than 30,000 ATMs.

Search


Terms and Conditions

1Monthly low-balance fee will be charged for balances that fall below $100 during the month. Dividends are only paid out for balances of $100 or more.

2Refer to our Personal Account Agreement & Disclosure for full details.

3With enrollment in Overdraft Protection subject to limitation outline in #2 (above).