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Get Pre-Approved for Your Auto Loan Today!

With rates as low as 5.49% APR1

Whether It's New or New-to-You, We've Got You Covered

Your next car should be a source of excitement, not stress. Whether you're eyeing a brand-new model or a reliable used vehicle, our pre-approval process lets you shop with confidence knowing exactly how much you can afford.

Why Get Pre-Approved?

Know Your Budget

Get a clear understanding of your loan options and how much you can borrow, so you can find the perfect car that fits your budget.

Negotiating Power

Walk into the dealership with a pre-approval in hand, giving you the upper hand in negotiations.

Faster Car-Buying Process

With a pre-approval, you're already ahead of the game.

Get in the driver’s seat faster and enjoy our auto loan benefits, including:

Ready to Get Started?

  1. Grab the right documents and information
    • Valid ID
    • Proof of current insurance
    • Employment and income information
  2. Apply for pre-approval online, visit a branch near you or call us (800) 334-8788
  3. See what rate you qualify for
  4. Head to the dealership with confidence
Apply Now

Terms and Conditions

All loans subject to approval. Rates, terms and conditions are subject to change.

(*) 1 APR = Annual Percentage Rate.

(**) 2 Interest will accrue from contract date. Your overall creditworthiness will determine the days to first payment, rate, term, and amount available to you. All loans subject to approval and acceptable collateral. Rates, terms, and conditions are subject to change and are not available to refinance an existing California Credit Union auto loan. Fees and charges may apply.

3 Payment Example for qualified buyers based at 5.49% APR for 36 months per $1,000 borrowed with 90 days to first payment: 35 monthly payments of $30.46 and one final payment of $30.34. Rates, terms, and conditions are subject to change and are not available to refinance an existing California or North Island Credit Union auto loan. Your overall credit worthiness will determine the rate, term, and amount available to you. Fees and charges may apply..