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Home / Personal / Accounts / Student Accounts

Student Accounts

Student Checking and Savings

Checking & savings accounts designed for our child, student, and young adult members from birth through 25 years old. We have a suite of products and services that will help them learn and grow, all while saving their hard-earned income. Parents and grandparents often appreciate these types of accounts to set up their child’s future and develop good savings habits.

In addition to a checking and savings account, students over 18 years old may apply for a share-secured credit card. These accounts ensure that students have money in their account to cover the credit card limit. It's a win-win scenario as your student develops credit and they develop good spending habits with minimal risk.

TYPE KEY FEATURES
Savings
  • Establish saving habits from an early age
  • Dividends earned with no minimum
  • No minimum balance fee
  • No fee for using non-CO-OP® Network ATMs
  • Unlimited free in-branch and ATM withdrawals*
  • At age 26, the Student Savings account will transition to a Share Savings account
  • Open an account in any branch (under 18 years of age will need an adult joint owner on the account) 
Checking
  • For students age 13–25 years old
  • Fee-free—no printed statement fee
  • No minimum deposit or minimum balance
  • Debit card included
  • At age 26, the Student Checking account will transition to a Personal Checking account
  • Open an account (students under 18 years of age will need to visit a branch as an adult joint owner will be required on the account) 
Share-Secured Visa®
  • Automatic approval with verified funds in a Credit Card Secured Savings Account – no credit report required
  • Maintain a savings balance of 120% of the credit limit to retain the credit limit
  • Credit limits from $500 - $5,000
  • Choose from either Rewards or Platinum for your Share-Secured Visa card
  • Apply Now (must be 18+ years old)

 

Terms & Conditions

1The $25 promotional deposit requires the member to open a new Student Checking and a new Student Savings account. eStatements are required. Account holder must be 13-25 years old. The promotional deposit will be placed into the new Student Savings account within sixty (60) days of the account opening. Rates and terms subject to change without notice. Promotional offer available through May 31, 2019.

*No more than six non-branch transfers, withdrawals, checks, or electronic debits per calendar month from your savings or money market accounts. Refer to our Personal Account Agreement & Disclosure for full details.

Programs (including but not limited to fees, rates, and features) are subject to change without notice. After account is opened, dividend rate and APY may change at the credit union's discretion. Fees may reduce earnings.

Federally Insured by NCUA, Equal Housing Lender
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