Credit Cards
Whether you’re looking for traditional benefits or premium rewards, we’ve got a card for you.
Calculate how much changes in your credit card rate will affect your balance.
Rewards Visa®
With our rewards program, you'll earn one point for every $1 spent plus generous benefits, including:
- As low as 0% intro APR1 for six billing cycles on all purchases and balance transfers, after that, the variable APR will be 12.40% - 18.00%
- No annual fee
- 1,000 bonus rewards points for your first purchase
- 2,500 bonus rewards points for your first balance transfer of $500+
- Browse and redeem your Rewards points online at selectyourrewards.com\choicerewards
Platinum Visa®
The power to make your next purchase or manage your existing balances from higher rate credit cards can be yours with our Platinum Visa card. You’ll have everything you need in your back pocket – the simple pleasures of platinum.
The Visa Platinum card comes with all the luxuries you are accustomed to, plus:
- As low as 0% intro APR1 for six billing cycles on all purchases and balance transfers, after that, the variable APR will be 11.40% - 17.40%
- No annual fee
- Competitive rates
- The lowest rate credit card that we offer
Share-Secured Visa®
The ideal credit card for our members with very little credit history or those who may have a less than favorable credit background. A Share-Secured Visa is linked directly to a specific Share Savings account. This account provides the cash backing to secure your credit limit.
- Automatic approval with verified funds in a Secured Savings Account – no credit report required.
- Maintain a savings balance of 120% of the credit limit to retain the credit limit.
- Credit limits from $500 - $5,000
- Choose from either Rewards or Platinum for your Share-Secured Visa card
- To apply, please call (800) 334-8788, and press option 4.
Unsure which credit card is best for you? Get confident about your choice by learning more about credit cards, how they work, and things to look out for when making your decision. Get started with the Credit Card Playlist.
Terms & Conditions
All credit cards subject to credit approval.
1 APR = Annual Percentage Rate. Offers subject to change. The introductory APR will apply to purchases and balance transfers made during the first six billing cycles commencing on the date of account opening, and will end upon the start of the seventh billing cycle. Beginning with the seventh billing cycle, the APR will vary based on The Wall Street Journal Prime Rate. Introductory and Post Promotional APR will be based on your creditworthiness. As of January 19, 2020, the post-promotional rate would have been 11.40%-17.40% APR for the Platinum card and 12.40%-18.00% APR for the Rewards card. No annual fee. The balance transfer fee is 2% and the minimum transfer is $500. There is a cash advance fee of 3% or $10, whichever is greater, and a Foreign Transaction fee of 1%.
