Credit Cards
Whether you’re looking for traditional benefits or premium rewards, we’ve got a card for you.
Rewards Visa®
With our rewards program, you'll earn one point for every $1 spent plus generous benefits, including:
- As low as 0% intro APR1 for six billing cycles on all purchases and balance transfers, after that, the variable APR will be 11.65%–17.65%
- No annual fee
- 1,000 bonus rewards points for your first purchase
- 2,500 bonus rewards points for your first balance transfer of $500+
- Browse and redeem your Rewards points online at selectyourrewards.com\choicerewards
Receive 10,000 bonus reward points when you spend $1,500 before 12/31/2017.2
Platinum Visa®
The power to make your next purchase or manage your existing balances from higher rate credit cards can be yours with our Platinum Visa card. You’ll have everything you need in your back pocket – the simple pleasures of platinum.
The Visa Platinum card comes with all the luxuries you are accustomed to, plus:
- As low as 0% intro APR1 for six billing cycles on all purchases and balance transfers, after that, the variable APR will be 10.65%–16.65%
- No annual fee
- Competitive rates
- The lowest rate credit card that we offer
Share-Secured Visa®
The ideal credit card for our members with very little credit history or those who may have a less than favorable credit background. A Share-Secured Visa is linked directly to a specific Share Savings account. This account provides the cash backing to secure your credit limit.
- Automatic approval with verified funds in a Secured Savings Account – no credit report required.
- Maintain a savings balance of 120% of the credit limit to retain the credit limit.
- Credit limits from $500 - $5,000
- Choose from either Rewards or Platinum for your Share-Secured Visa card
Terms & Conditions
All credit cards subject to credit approval.
1 APR = Annual Percentage Rate. Offers subject to change. The introductory APR will apply to purchases made during the first six billing cycles commencing on the date of account opening, and will end upon the start of the seventh billing cycle. Beginning with the seventh billing cycle, the APR will vary based on The Wall Street Journal Prime Rate. Introductory and Post Promotional APR will be based on your creditworthiness. As of May 19, 2017, the post-promotional rate would have been 10.65%-16.65% APR for the Platinum card and 11.65%-17.65% APR for the Rewards card. The balance transfer fee is 2% and the minimum transfer is $500. There is a cash advance fee of 3% or $10, whichever is greater, and a Foreign Transaction fee of 1%.
2 Special offer details: New Reward card accounts opened between September 4-October 31, 2017, qualify for the 10,000 bonus reward points after making $1,500 in purchases through December 31, 2017. To earn rewards, each account must remain open, in good standing, and not become delinquent. Allow up to two billing cycles for rewards to post to your account. Offer, terms, and conditions subject to change.
