Auto Loans as low as 2.89% APR²

It pays to be a credit union member—especially when you’re in the market for an auto loan. Take advantage of our competitive auto rates in San Diego and Los Angeles, as low as 2.89% APR². Purchase a new or used vehicle, or refinance your existing auto loan from another lender to lower your payments.

• No payments for up to 90 days¹
• Terms up to 84 months³
• Search for your perfect vehicle with our auto buying partners
• Use our auto loan calculators online to help determine the type of vehicle, loan type, payment plans, and more
• Set up auto pay

Apply for a Loan

A sample payment at 2.89% APR would be $29.17 per $1,000 borrowed based on a 36-month loan with 90 days to 1st payment.

Get confident about your choice by learning more about Auto Loans, how they work, and things to look out for when choosing one. Get started with the Auto Loan Playlist.

Auto Insurance Requirements

If you have an auto loan with us, you will be required to provide proof of insurance. Comprehensive and collision coverage with a maximum deductible of $1,000.00 must be maintained for the term of the loan. Your policy should be in effect from the date of funding and have a full description of the vehicle shown, as well as our credit union listed as lien holder.

Lien Holder Address

California Credit Union
Allied Solutions Insurance Services
PO Box 58542
Tukwila, WA  98138
Fax (800) 713-0258, Control #4005

Providing Proof of Insurance

We have partnered with Insurance Services (Allied Solutions) to track and verify insurance coverage. If you have received a letter from Insurance Services asking for verification of insurance, you may update your insurance information online. You may also provide your proof of insurance via telephone, fax, email, or regular mail using the contact information provided in your notification letter.

Auto Buying Resources

• Auto Loan Calculators - we have many different calculators to help you figure out what solution is best for you

Which Is Better: A New Or Used Vehicle?
How Much Should Depreciation Cost Me?
Should I Lease Or Purchase A Vehicle?
Should I Finance Or Pay Cash For A Car?
How Much Will My Vehicle Payments Be?
Which Vehicle Loan Is Better?
What Term Vehicle Loan Should I Choose?
Should I Use A Home Equity Loan Instead Of An Auto Loan?
Which Is Better: A Rebate Or Special Dealer Financing?
How Long Should I Keep A Vehicle?
What Vehicle Can I Afford?

• Auto Buying Center - our auto partners will do the work for you, and provide you excellent prices and service to ensure you receive the best deal possible
• Insurance Products - protect your investment using Mechanical Breakdown Protection (MBP), Debt Protection, Auto Insurance, and Guaranteed Asset Protection (GAP) insurance

Terms & Conditions

All loans subject to approval. Rates, terms, and conditions are subject to change.

¹ Interest will accrue from contract date.

² APR is Annual Percentage Rate.

³ A sample payment at 2.89% APR would be $29.17 per $1,000 borrowed based on a 36 month loan with 90 days to 1st payment. All loans subject to approval. Rates, terms, and conditions are subject to change and are not available to refinance an existing California or North Island Credit Union auto loan. Your overall credit worthiness will determine the rate, term, and amount available to you. Fees and charges may apply.