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Home Loans

Home Mortgages

Our credit union Mortgage Loan Officers are ready to assist with a variety of home loan programs. Whether you’re interested in buying your first home, upgrading to a larger home, refinancing your existing mortgage or taking advantage of the equity you’ve built, we have a mortgage lending solution for you.

View Current Rates     Loan Officers

Home Rewards with free MLS access

Enjoy the convenience of accessing everything you need to buy or sell your home in one place - a free benefit for credit union members. Home Rewards helps you find the right home with expert guidance, and those who enroll and utilize the Home Rewards program are eligible to earn a rebate up to 25% of the agent's commission.

Learn more

Type Key Features
Home Loans
  • No application fees
  • No prepayment penalties
  • Financing up to 95% of home value
  • Cash out up to 80% of home value
  • Consolidate first and second mortgages and home equity lines of credit 
  • Portfolio lender
  • Documentation is required
  • Contact a Loan Officer
Adjustable Rate Mortgage (ARMs)
  • Standard, Hybrid, and 5/5 ARMS available
  • No closing costs1
  • Rate fixed for the first 5 or 7 years
  • Financing up to 95% LTV (LTV’s greater than 80% require Mortgage Insurance)
  • Offer good for a limited time and is valid for owner-occupied or second homes
  • Contact a Loan Officer
Fixed Rate Mortgages
  • Conventional or Jumbo Mortgages
  • 15/20/30-Year Terms Available2
  • Purchase or Refinance
  • Primary Residence & Non-Owner Occupied
  • Contact a Loan Officer
80/10/10 Loan Program
  • 80% first mortgage, 10% second mortgage, 10% down payment
  • No PMI (Private Mortgage Insurance) so your monthly payment stays low
  • Fixed or adjustable rate
  • Owner occupied only
  • Purchase or refinance
  • Contact a Loan Officer
VA Loans
  • Zero down payment purchases
  • 100% cash out refinances
  • Acceptable debt-to-income ratios higher than conventional loans
  • Fixed and adjustable rate mortgages (ARMs) available
  • No monthly mortgage insurance required
  • No prepayment penalty
  • Contact a Loan Officer

Questions? 

Contact one of our real estate specialists or use a mortgage calculator to guide your decision making

Home Loan Resources

See our rates and terms for all home loans here.

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