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Home Loans

Home Mortgages

Our credit union Mortgage Loan Officers are ready to assist with a variety of home loan programs. Whether you’re interested in buying your first home, upgrading to a larger home, refinancing your existing mortgage or taking advantage of the equity you’ve built, we have a lending solution for you.

View Current Rates     Loan Officers

Type Key Features
Home Loans
  • No application fees
  • No prepayment penalties
  • Financing up to 95% of home value
  • Cash out up to 80% of home value
  • Consolidate first and second mortgages and home equity lines of credit 
  • Portfolio lender
  • Documentation is required
  • Contact a Loan Officer
Adjustable Rate Mortgage (ARMs)
  • Standard, Hybrid, and 5/5 ARMS available
  • No closing costs1
  • Rate fixed for the first 5 or 7 years
  • Financing up to 95% LTV (LTV’s greater than 80% require Mortgage Insurance)
  • Offer good for a limited time and is valid for owner-occupied or second homes
  • Contact a Loan Officer
Fixed Rate Mortgages
  • Conventional or Jumbo Mortgages
  • 15/20/30-Year Terms Available
  • Purchase or Refinance
  • Primary Residence & Non-Owner Occupied
  • Contact a Loan Officer
80/10/10 Loan Program
  • 80% first mortgage, 10% second mortgage, 10% down payment
  • No PMI (Private Mortgage Insurance) so your monthly payment stays low
  • Fixed or adjustable rate
  • Owner occupied only
  • Purchase or refinance
  • Contact a Loan Officer
VA Loans
  • Zero down payment purchases
  • 90% cash out refinances
  • Acceptable debt-to-income ratios higher than conventional loans
  • Fixed and adjustable rate mortgages (ARMs) available
  • No monthly mortgage insurance required
  • No prepayment penalty
  • Contact a Loan Officer

Questions? 

Contact one of our real estate specialists or use a mortgage calculator to guide your decision making

Home Loan Resources

See our rates and terms for all home loans here.

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