Home Loans
Home Mortgages
Our credit union Mortgage Loan Officers are ready to assist with a variety of home loan programs. Whether you’re interested in buying your first home, upgrading to a larger home, refinancing your existing mortgage or taking advantage of the equity you’ve built, we have a lending solution for you.
View Current Rates Loan Officers
| Type | Key Features |
|---|---|
| Home Loans |
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| Adjustable Rate Mortgage (ARMs) |
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| Fixed Rate Mortgages |
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| 80/10/10 Loan Program |
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| VA Loans |
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Questions?
Contact one of our real estate specialists or use a mortgage calculator to guide your decision making
- How much will my mortgage payments be?
- What home can I afford?
- Compare 15 Yr Vs. 30 Yr mortgage calculator
- Adjustable Rate Mortgage Calculator
- More calculators
Home Loan Resources
- Visit the home loan process page for application and appraisal information
- If you’re having financial difficulty, we want to help
- Protect your investment with Homeowners Insurance at an exclusive member discount
- Save for a down payment on a home with savings or money market accounts
See our rates and terms for all home loans here.
Terms & Conditions
1 California Credit Union will pay your non-recurring closing costs including but not limited to: lender’s title insurance, title services, appraisal, tax service, credit report, flood certification, and recording fees up to an amount of $10,000 or the amount charged by the service providers, whichever is less. If you pay this loan off earlier than the 36-month anniversary date of the loan closing, you will be obligated to pay California Credit Union a prorated amount of the closing costs. This amount will be added to any loan payoff amount requested prior to the 36-month anniversary date. This does not include prepaid interest, homeowner’s insurance, initial escrow deposit, owner’s title insurance, or city and/or county transfer tax. Other restrictions may apply. Offer good for a limited time only and is valid on owner-occupied purchases or refinances from another institution and does not apply to the refinance of an existing California Credit Union mortgage. Multiple fixed-rate loan options are also available. All loans subject to approval. Rates, terms, and conditions are subject to change.
