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Auto Loans

Your dream car may be within reach.

  • Competitive Rates
  • No payments for up to 90 days1
  • Resources to help make your purchase a breeze

Auto Loans as low as 5.49% APR2

It pays to be a credit union member—especially when you’re in the market for an auto loan. Take advantage of our competitive auto rates as low as 5.49% APR2. Purchase a new or used vehicle, or refinance your existing auto loan from another lender to lower your payments.

Auto Insurance Requirements

If you have an auto loan with us, you will be required to provide proof of insurance. Comprehensive and collision coverage with a maximum deductible of $1,000.00 must be maintained for the term of the loan. Your policy should be in effect from the date of funding and have a full description of the vehicle shown, as well as our credit union listed as lien holder.

Lien Holder Address
California Credit Union
Allied Solutions Insurance Services
PO Box 58610 Tukwila, WA  98138

For more information, call (800) 653-8812 or visit our insurance center website at www.myinsuranceinfo.com

Providing Proof of Insurance

We have partnered with Insurance Services (Allied Solutions) to track and verify insurance coverage. If you have received a letter from Insurance Services asking for verification of insurance, you may update your insurance information online. You may also provide your proof of insurance via telephone, fax, email or regular mail using the contact information provided in your notification letter.

Insurance Products

Learn how to protect your investments with Auto Insurance, Mechanical Breakdown Protection (MBP) and Guaranteed Asset Protection (GAP) insurance. Read More


Terms and Conditions

All loans subject to approval. Rates, terms and conditions are subject to change.

1Interest will accrue from contract date. Your overall creditworthiness will determine the days to first payment, rate, term, and amount available to you. All loans subject to approval and acceptable collateral. Rates, terms, and conditions are subject to change and are not available to refinance an existing California Credit Union auto loan. Fees and charges may apply.

2APR = Annual Percentage Rate.

3Payment Example for qualified buyers based at 5.49% APR for 36 months per $1,000 borrowed with 90 days to first payment: 35 monthly payments of $30.46 and one final payment of $30.34. Rates, terms, and conditions are subject to change and are not available to refinance an existing California or North Island Credit Union auto loan. Your overall credit worthiness will determine the rate, term, and amount available to you. Fees and charges may apply..