Car Affordability Calculator
How much can I afford: Car buying made simple
Use our Car Affordability Calculator to estimate a realistic vehicle budget based on your ideal monthly payment, loan terms, down payment, interest rates and trade-in value. Knowing what monthly payment fits your finances can help you determine how much you can borrow—and shop with confidence. Whether you're buying new or used, this tool helps you set a smart, sustainable budget before you head to the dealership.
California Credit Union cannot and does not guarantee the accuracy or the applicability to your individual circumstances. All examples are hypothetical and are for illustrative purposes. Calculator results are estimates based on information you provided and California Credit Union does not guarantee your ability to receive these terms. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
