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Calculators

Plan Your Future.  

Our financial tools can help you estimate loan payments, finesse monthly budgets and compare borrowing costs so you can plan ahead. Our tools are based on current market data and are intended to assist you in evaluating financial products and services. After using our financial tools, contact a qualified professional at our credit union to discuss your financial plans.

Auto Loan Calculators

Which Is Better: A New Or Used Vehicle?
How Much Should Depreciation Cost Me?
Should I Lease Or Purchase A Vehicle?
Should I Finance Or Pay Cash For A Car?
How Much Will My Vehicle Payments Be?
Which Vehicle Loan Is Better?
What Term Vehicle Loan Should I Choose?
Should I Use A Home Equity Loan Instead Of An Auto Loan?
Which Is Better: A Rebate Or Special Dealer Financing?
How Long Should I Keep A Vehicle?
What Vehicle Can I Afford?

Retirement

How Will Retirement Affect My Expenses?
Am I Saving Enough? What Can I Change?
How Will This Account Be Used?
What Will I Earn With This Account?
How Advantageous Is Increasing My Savings?
Which Savings Or Income Source Will Be The Largest?
How Much Can I Contribute To My Retirement Plan Each Year?
What If I Underestimate My Expenses?
What Will My Income Be After I Retire?
What Will My Expenses Be After I Retire?
What Happens If Tax Laws Change?
How Much Of An Effect Can Inflation Have?
Which Savings Should Be Used First?
How Much Will Social Security Provide After Retirement?
What If Social Security No Longer Exists?

Small Business

How Much Do I Need To Start My Business?
Should I Buy Or Lease Equipment?
How Long Will It Take To Repay My Loan?
What Term Of Loan Should I Choose?
Should I Get A Loan Or A Line Of Credit?
Should I Take Advantage Of Trade Discounts?
Should I Lease Or Own My Business Location?
What Is My Business Worth Today?

Credit Card

How Important Is The Interest Rate?
How Will Rate Changes Affect My Balance?
Is A Lower Rate Worth The Annual Fee?
What Will It Take To Pay Off My Balance?
Should I Consolidate My Debts?
Which Is Better: Flight Card Or Low Rate Card?
Which Is Better: Rebate Card Or Low Rate Card?
Should I Consolidate My Credit Cards?
How Much Cash Back Will I Earn With A Cash Rewards Card?

Credit Line

How Large A Line Of Credit Can I Obtain?
Should I Consolidate My Debts?
Should I Use A Home Equity Loan Or An Auto Loan?
How Much Will My Loan Payments Be?
What Will My Tax Savings Be?
What Will It Take To Pay Off My Line Of Credit?

Home

How Much Can I Borrow?
How Much Will My Mortgage Payments Be?
How Much Will My Adjustable Rate Payments Be?
Which Is Better: Fixed Or Adjustable?
Should I Pay Points To Lower The Rate?
Which Is Better: 15- Or 30- Year Loan Term?
How Much Should I Put Down For A New Home?
How Much Can I Save In Taxes?
What Will My Closing Costs Be?
Am I Better Off Renting?
Am I Better Off Refinancing?
What Will My Refinancing Costs Be?
How Can I Reduce Mortgage Insurance Costs?
Which Lender Has The Better Loan?
Which Loan Is Better?
How Advantageous Are Extra Payments?
What Home Can I Afford?
How Much Will My Interest-Only Payment Be?
Which Is Better: Interest-Only Or Traditional?
What Extra Monthly Payment Is Needed To Pay Off My Loan By A Specific Date?
What Extra Monthly Payment Is Needed To Reach My Target Loan-to-Value (LTV) Ratio By A Specific Date?
How Much Will My FHA Loan Payments Be?
How Much Will My VA Loan Payments Be?

Educational Overview

Learn About Buying A Vehicle
Learn About Paying For A Vehicle
Learn About Credit Cards
Learn About Home Buying
Learn About Mortgage Refinancing
Learn About Business Financing
Learn About Cash Flow Management
Learn About Small Business Retirement Plans
Learn About Employee Benefit Programs
Learn About Payroll & Tax Management
Learn About Inheritance & Estate Taxes

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