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Personal Banking Fees

Personal Banking Fees

Effective May 15, 2017 

Replaces Consumer Fees and Charges dated June 1, 2016

(See Business Fees)

Service Fees

TYPE FEE
Activity Printout Free
Cashier's Checks 1 free per day, $5 for each additional, per member
Collection Item $15 + outside costs
Deposit errors/returned items (at CO-OP Network ATMs) $5
Escheat Processing No Charge
Insufficient Funds (NSF) $27
Max 5 per day
OD forgiveness = ($10)
Legal document processing  $50
Loan audit/research $40
Loan modification $40
Loan Payment by Telephone $10
Loan skip payment (excludes Educator Skip-A-Pay) $40
Lost card replacement $5
Medallion stamp (per signature) $15
Notary Free
NSF for Auto Transfer of Loan Payment $27
Paper copy of bill payment (Digital Banking) $2
PIN-Based ATM/Debit Card Usage Fee Free at CCU and CO-OP Network ATMs

$1.50 + ATM owner surcharge at other ATMs
Re-deposited Item No charge
Returned Deposited Item $20
Social Security Number Error No charge
Stop Payments  $20 in branch or Contact Center

$10 online
Unavailable funds  $27

Max 5 per day

($10) OD forgiveness 
Verification of Deposit $10
VISA Foreign ATM Transaction 1%
Wire Transfer $10 incoming

$25 outgoing

$35 international

Account Fees

TYPE FEE

echecking

 
Monthly Fee $0
Requires eStatements
Inactivity Fee $3
Charged when the member has no active accounts

Educator Checking

 
Printed Statement Fee $2
Free with eStatements, $400 Direct Deposit, or if under age 18 or age 65+
Inactivity Fee $3
Charged when the member has no active accounts

Summer Savings

 
Overdraft Protection Transfer Fee $4
Excess Transaction Fee $10

Educator Summer Savings

 
Overdraft Protection Transfer Fee $4
Excess Transaction Fee $10

HSA

 
Below Balance Plan Fee $10

IRA

 
Transfer leaving CU $20
Annual Below Min Balance Fee $10

Money Market Savings

 
Below Minimum Balance Fee $5
Waived with $2,500+ minimum daily balance
Overdraft Protection Transfer Fee $4
Excess Transaction Fee $10

Personal Checking

 
Printed Statement Fee $2
Free with eStatements, $400 Direct Deposit or if under the age 18 or age 65+
Inactivity Fee $3
Charged when the member has no active accounts

Share Savings

 
Below Minimum Balance Fee $2.50
Waived with $100+ daily balance or $400 Direct Deposit
Overdraft Protection Transfer Fee $4
Excess Transaction Fee $10

Student Checking

 
Monthly Fee $0

Student Savings

 
Excess Transaction Fee $10

There's Only One You.

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