about-us accounts announcements auto-sale banking-basics business-loans business-resources cash-management checking community computer credit-cards debit-cards digital downloads employees facts-figures financial-resources find-us getting-started insurance-products invest loans-auto loans-home member-benefits not-found partnerships rates savings schools search security social-facebook social-instagram social-linkedin social-twitter social-youtube ticket

Our Digital, Mobile and Telephone Banking systems may be intermittently unavailable due to system maintenance beginning 8PM Saturday, April 24 to 4AM Sunday, April 25. We apologize for the inconvenience.

Close X

Rightside menu

  • Contact Us
  • Branch/ATM Locator
  • Today's Rates
  • Apply for Home Loan
  • Apply for a Loan/Account
  • Careers
Home / rates / Personal Banking Fees

There's Only One You.

Let's keep it that way.

Learn more.

Personal Banking Fees

Personal Banking Fees

Effective August 25, 2020

(See Business Fees)

Service Fees

TYPE FEE
Activity Printout Free
Cashier's Checks 1 free per day, $5 for each additional, per member
Collection Item $15 + outside costs
Debit Card Rush  Fee $25
Deposit errors/returned items (at CO-OP Network ATMs) $5
Escheat Processing No Charge
Insufficient Funds (NSF) $27
Max 5 per day
OD forgiveness = ($10)
Legal document processing  $50
Loan audit/research $40
Loan modification $40
Loan Payment by Telephone $10
Loan skip payment (excludes Educator Skip-A-Pay) $40
Lost card replacement $5
Medallion stamp (per signature) $15
Notary Free
NSF for Auto Transfer of Loan Payment $27
Paper copy of bill payment (Digital Banking) $2
PIN-Based ATM/Debit Card Usage Fee Free at CCU and CO-OP Network ATMs

$1.50 + ATM owner surcharge at other ATMs
Re-deposited Item No charge
Research (all requests) $20/hour
Returned Deposited Item $20
Social Security Number Error No charge
Stop Payments  $20 in branch or Contact Center

$10 online
Unavailable funds  $27

Max 5 per day

($10) OD forgiveness 
Verification of Deposit $10
VISA Foreign ATM Transaction 1%
Wire Transfer $10 incoming

$25 outgoing

$35 international

Account Fees

TYPE FEE

echecking

  
Monthly Fee $0
Requires eStatements

Option Checking

  
Printed Statement Fee

$2
Free with eStatements, $400 Direct Deposit, or if under age 18 or age 65+

Educator Checking

  
Printed Statement Fee $2
Free with eStatements, $400 Direct Deposit, or if under age 18 or age 65+

Summer Savings

  
Below Minimum Balance Fee

$2.50
Wavied with $100+ daily balance or $400 Direct Deposit
Overdraft Protection Transfer Fee $4
Excess Transaction Fee $10

Educator Summer Savings

  
Overdraft Protection Transfer Fee $4
Excess Transaction Fee $10

IRA

  
Transfer leaving CU $20
Annual Below Min Balance Fee $10

Money Market Savings

  
Below Minimum Balance Fee $5
Waived with $2,500+ minimum daily balance
Overdraft Protection Transfer Fee $4
Excess Transaction Fee $10

Personal Checking

  
Printed Statement Fee $2
Free with eStatements, $400 Direct Deposit or if under the age 18 or age 65+

Share Savings

  
Below Minimum Balance Fee $2.50
Waived with $100+ daily balance or $400 Direct Deposit
Overdraft Protection Transfer Fee $4
Excess Transaction Fee $10

Student Checking

  
Monthly Fee $0

Student Savings

  
Excess Transaction Fee $10


Please refer to our Personal Account Agreement & Disclosure for full details on all consumer products and services, truth in saving disclosure, and early withdrawal penalties that may apply to certificates. Terms and conditions subject to change. All fees are per occurrence unless otherwise states. 

Back to top