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Personal Loans

We’re here to help when you need it. 

  • Personal Loan rates as low as 8.99% APR1

Which Personal Loan option is for you?

A personal loan can help cover you when you need it, with either a loan or line of credit. Whether you're looking to consolidate higher interest rate debt, make a purchase or take a vacation, we offer plenty of borrowing options.

Personal Loan
- Rates as low as 8.99% APR1
- Low monthly payments FIXED for the life of the loan
- Installment loans with fixed payments
- Financing up to $50,000
- No collateral required
- Terms up to 120 months
Share Secured Loan2
- Allows you to borrow against your Share Savings Account and continue earning dividends
- 12-60 month term
- Financing up to 100% of account balance with verified available funds
- Ultra-low rates
- A great way to build/re-establish credit
Prime Plus Line of Credit
- Revolving credit line up to $50,000
- Low variable rate
- Low monthly payments
- No collateral required
- May be used as an overdraft protection line of credit
- Suitable for higher education expenses
- Unlimited check writing privileges
- Can be used for any lawful purpose
Certificate Secured Loan3
- Financing up to 100% of the available certificate account balance with verified available funds
- Avoid early withdrawal penalties on certificates

Terms and Conditions

All loans subject to approval. Rates, terms and conditions are subject to change. Fees and charges may apply.

(*) 1 APR is Annual Percentage Rate. A sample payment at 8.99% APR for 24 months per $1,000 borrowed with 45 days to first payment: 23 monthly payments of $45.85 and a final payment of $45.71. Your overall creditworthiness will determine the rate, term, and amount available to you. Interest will continue to accrue during deferred payment period.

2 As of October 1, 2024, a sample payment based at 4.05% APR for 36 months per $1,000 borrowed with 45 days to first payment: 35 monthly payments of $29.60 and a final payment of $29.48. Interest will continue to accrue during deferred payment period. Regular Share accounts may be used as collateral.

3 As of October 1, 2024, a sample payment based at 6.96% APR for 36 months per $1,000 borrowed with 45 days to first payment: 35 monthly payments of $30.94 and a final payment of $30.89. Interest will continue to accrue during deferred payment period. Regular Certificate accounts may be used as collateral.