Please update your browser.

We don’t support this browser version anymore. Using an updated version will help protect your accounts and provide a better experience.
Update your browser

AIzaSyDZJssZg8lo2A5Tz-joDYmjGyQPefPJYJw

Educator Loans

Save with our special loan products for educators and school staff, plus enjoy lower monthly payments on your mortgage.

Exclusive benefits for our educators and school employees:

  • Discounts on mortgage rate
  • Loans for classroom supplies
  • Loans for school uniforms

No matter what your need is, we have the loan to get you there.

0% APR Classroom Class Loan1

This useful financing option is specifically designed for teachers who need to purchase supplies for their classrooms. 

0% APR Gear Up Loan1

This loan is specifically designed for school staff such as custodians, maintenance workers, cafeteria staff, coaches, bus drivers and other classified employees (not teachers or administrators) to purchase uniforms needed for work. 

Prime Plus Line of Credit

A great option for educators, our Prime Plus Line of Credit combines the benefits of low monthly payments with no collateral required. With loan amounts up to $50,000, low variable rates and monthly payments for an open-ended term, this is a smart solution for teachers and administrators who want to finance the education they need to take the next step in their careers.

Mortgage Rate Discount for Educators

Educators and other qualified California public and private school employees2 are eligible to receive an educator rate discount of .25% on a first mortgage loan (purchases only). Our loan officers can help you determine which loan is right for you.

For more information or to apply, call our Real Estate Loan Center at (877) 228-4873.


1 Existing CCU membership with direct deposit to an active CCU account required. Maximum term 15 months with Debt Protection, otherwise maximum 12 months. Estimated 12 monthly payments per $500 borrowed is $41.67. Interest will accrue from contract date.

2 School classified and certified employees eligible, proof of employment with a qualified California school required. Requires $1,000+ monthly direct deposit into a California Credit Union checking or savings account. Applies to primary residence purchase real estate loans only. Offer not available for refinance loans.

All loans are subject to minimum California Credit Union guidelines and are subject to approval. Rates, terms, and conditions are subject to change.