No matter what your need is, we have the loan to get you there.
0% APR Classroom Class Loan1
This useful financing option is specifically designed for teachers who need to purchase supplies for their classrooms.
- Borrow $500 for classroom supplies
- No credit report is required
- First payment may be deferred up to 45 days for all applicants
- Proof of employment with a qualified California school required
0% APR Gear Up Loan1
This loan is specifically designed for school staff such as custodians, maintenance workers, cafeteria staff, coaches, bus drivers and other classified employees (not teachers or administrators) to purchase uniforms needed for work.
- Borrow $500 for school district employee uniforms
- 12-month term
- No credit report is required
- First payment may be deferred up to 45 days for all applicants
- Proof of employment with a qualified California school required
Prime Plus Line of Credit
A great option for educators, our Prime Plus Line of Credit combines the benefits of low monthly payments with no collateral required. With loan amounts up to $50,000, low variable rates and monthly payments for an open-ended term, this is a smart solution for teachers and administrators who want to finance the education they need to take the next step in their careers.
- Revolving line of credit
- Low variable rate, low monthly payments
- No collateral required
Mortgage Rate Discount for Educators
Educators and other qualified California public and private school employees2 are eligible to receive an educator rate discount of .25% on a first mortgage loan (purchases only). Our loan officers can help you determine which loan may be right for you.
For more information or to apply, call our Real Estate Loan Center at (877) 228-4873.
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1 Existing CCU membership with direct deposit to an active CCU account required. Maximum term 15 months with Debt Protection, otherwise maximum 12 months. A sample payment based on 0.00% APR for 12 months per $500 borrowed with 45 days to first payment: 11 monthly payments of $41.67 and a final payment of $41.63.
2 School classified and certified employees eligible, proof of employment with a qualified California school required. Requires $1,000+ monthly direct deposit into a California Credit Union checking or savings account. Applies to primary residence purchase real estate loans only. Offer not available for refinance loans.
All loans are subject to minimum California Credit Union guidelines and are subject to approval. Rates, terms, and conditions are subject to change.